Instant decision loans from
£100 to £5,000

  • ✔ Free and No Obligation Quote
  • ✔ No Impact on Your Credit Score *
  • ✔ Loans for all Credit Types
How much would you like to borrow?
Over how many months?
Will you be accepted?

Representative 49.9% APR. Representative Example: Borrowing £1,000 over 12 months, repaying £103.06 per month, total repayable £1,236.72. Interest rate 49.9% (variable).

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Will I be eligible for a loan?

If you're employed, resident in the UK, and over 18, you should be eligible. The lenders each have their own lending criteria and will be able to confirm your acceptance.

What if I have a poor credit rating?

The lender's that we work with will consider people with poor credit ratings. Take a look at our loans for bad credit page for more details.

How much can I borrow?

Instaloans work with lenders who can offer loans of up to £5,000. They will make the final decision on the amount that you're able to borrow.

How long does the application process take?

You should have a decision on your loan on the same day. The time it takes to approve your loan and send you money depends on each lender. Some of our lenders are able to process applications and fund your loan within 15 minutes.

Do I need to sign anything?

No, we don't need you to sign anything. We provide free quotes with no obligation to proceed. If you do decide to go ahead, some lenders may require you to sign a loan agreement, this will depend on their requirements.

I'm self employed, can I apply?

Absolutely, yes you can.

How much information do you need from me?

All we need are your personal details including your address, source of income and basic expenses; together with information about your bank account.

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